It’s never too early to plan for your dreams
Your retirement may be years – even decades – away and saving for that time may be the last thing on your mind. However, this may be the best time to reconsider that thought and begin saving for your future.
Take a couple minutes to view the video below and then decide if saving for retirement may be an action worth considering.
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This hypothetical illustration assumes pre-tax contributions of $100 made at the beginning of each month and an annual effective rate of return of 5% and reinvestment of earnings. Beginning at age 25 assumes the contributions are invested for 40 years; Beginning at age 35 assumes contributions are invested for 30 years. Results are for illustrative purposes only and are not meant to represent the past or future performance of any specific investment vehicle. Investment return and principal value will fluctuate and, when redeemed, the investment may be worth more or less than its original cost. Income taxes on pre-tax contributions and earnings are due upon withdrawal. Withdrawals taken prior to age 59½ may be subject to an additional 10% early distribution penalty.Participants should contact their financial or tax adviser to determine the applicability of these principles to their own circumstances. ADPBD-20180706-0295
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Accessing the ADP Retirement Services Financial Wellness Program is easy.
If you’re a 401(k) participant in an ADP Retirement Services plan, you have direct access to the ADP Retirement Services Financial Wellness Program. Simply log into your Retirement Savings account at www.mykplan.com or the retirement savings portal used to access your account.
The ADP Retirement Services Financial Wellness Program is easily accessible through the ADP Retirement Services Participant Website.
Unless otherwise indicated, educational videos, articles, and tools on the Financial Wellness site are provided by and are the property of DST Systems, Inc. All other videos, articles, and tools are provided by and the property of the third parties named therein. Links to third party websites are provided for information purposes only. The Financial Wellness program and its related materials are provided for educational purposes only, and are not intended to be, nor should they be deemed as, investment advice, financial planning, or tax assistance. Any projections and other output generated by any calculators or tools are hypothetical in nature, do not reflect actual investments or investment results and are not guarantees of future results. The calculators and tools simply apply user input and the assumptions selected to provide a rough assessment of the likelihood that hypothetical results may be achieved. Users should not rely on these materials or output as the primary basis for any investment, financial, or tax planning decisions. ADP, LLC and its affiliates (ADP) cannot guarantee or assure a user’s ability to meet any of his or her goals or that any hypothetical results actually will occur.