Retirement Services
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Target Date Retirement Funds


When deciding how to invest your plan assets, investment professionals say that creating a diversified asset allocation can help manage market risk, or the change in the value of an investment, in response to stock market conditions.

Experts consider asset allocation to be one of the most important decisions you can make in your retirement planning. Studies have shown that over 90%1 of investor returns are the result of asset allocation, not individual security selection. An asset allocation strategy should take into account your age, years to retirement and tolerance for risk.

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